If you have ever had to pay back a loan, you have already experienced amortization. When you get a loan, the lender spreads out your repayment amount over a series of fixed payments. Once you finish ...

Amortization spreads intangible asset costs over their useful lives for financial reporting. Loan amortization involves paying higher interest initially, increasing principal payments over time.

Amortization is the gradual repayment of a debt over a set period of time. Examples include a monthly mortgage payment, student loan, or a credit card balance. In order to amortize a loan, your ...

Negative amortization occurs in a variety of credit circumstances for both businesses and private citizens. Conversely, negative depreciation is a term rarely applied in either financial world because ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...