Best Home Equity Loan Rates

Fed Caps Off Year With Rate Cut

Today’s HELOC & home equity loan rates: December 12, 2025

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments.

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How much will a $50,000 home equity loan cost monthly after the December Fed rate cut?

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Fed cuts interest rates again: What's next for mortgages, credit cards

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Federal Reserve decision as it happened: Fed cuts rates to lowest level in three years

Welcome to the Financial Times’ live coverage of what could be one of the most contested Federal Reserve meetings in decades.

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Federal Reserve cuts key rate, sees healthier economy next year

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What the Federal Reserve rate cut means for you

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What is the HELOC interest rate forecast for 2026?

HELOC rates could fall in 2026 if the Fed rate-cutting trend continues, but there are other possibilities, too.

Wall Street Journal

Current Home Equity Loan Rates

Miranda Marquit is a staff senior personal finance editor for Buy Side. A home equity loan allows you to access the ownership stake you've built in your home to accomplish your financial goals. Home equity loans are generally disbursed as a lump sum and ...

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Little change in home equity rates ahead of Fed decision

Home equity rates barely budged heading into the final Federal Reserve meeting of 2025. The $30,000 home equity line of credit was unchanged, holding at 7.81% for the fourth straight week, according to

3don MSN

Mortgage Refinance Rates Today: December 10, 2025 – Rates Move Up

The rate on a 30-year fixed refinance climbed to 6.42% today, according to the Mortgage Research Center. Rates averaged 5.43% for a 15-year financed mortgage and 6.14% for a 20-year financed mortgage.