Mortgage rates today, January 9, 2026: 30-year rates remain unchanged at 6.16%

Current mortgage rates are unchanged and lower than they were seven days ago. Rates are lower than they were in early 2025, ...

Today’s Mortgage Refinance Rates: January 9, 2026 – Rates Move Upward

The rate on a 30-year fixed refinance rose to 6.22% today, according to the Mortgage Research Center. The average rate on a ...

Mortgage rates are projected to drop, but not enough to justify refinancing. How homeowners can tap into their equity for more cash without a new deal

Typically, the debt must be paid back upon a borrower’s death or the sale of the home. Reverse mortgages can be risky, ...

Why are mortgage rates at their lowest level since 2024?

Redfin, a Seattle, Washington-based real estate giant, forecasts average 30-year fixed mortgage rates will remain in the low ...

Current Mortgage Refinance Rates: January 8, 2026 – Rates Dip

The rate on a 30-year fixed refinance slipped to 6.2% today, according to the Mortgage Research Center. Rates ...

Will Mortgage Rates Go Down in 2026?

Homebuyers hoping for mortgage rates to come down significantly will likely be disappointed again next year, experts say.
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Mortgage rates hit a 2025 low heading into 2026—what comes next?

Freddie Mac’s latest Primary Mortgage Market Survey (PMMS) shows the average 30-year fixed-rate mortgage (FRM) fell to 6.15% ...

What Is a Mortgage Rate?

Mortgage rates are the interest rates charged by the mortgage holder, typically a bank, to the borrower, typically a ...

Mortgage rates projected to drop, but not enough to justify refinancing. How homeowners can tap equity for added cash

Fannie Mae’s latest housing forecast projected the average 30-year fixed mortgage rates would be 6.2% in the first quarter of ...