O n the surface, borrowing from your accumulated home equity may seem like an unwise and potentially risky decision. After ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

It's possible to get a home equity loan on a mobile home, experts say, but it's generally more difficult than qualifying for ...

Home values have steadily increasing over the past few years, resulting in records amount of home equity. Homeowners in need ...

Because your LTV ratio is below 85%, you’ll likely be approved for a home equity loan if you meet your chosen lender’s credit requirements. In this scenario, you might be able to borrow as ...

As with your original mortgage, you must meet certain requirements to be eligible for a home equity loan. Though these vary by lender, to get a home equity loan, you typically must have at least ...

Compared to unsecured loan alternatives, a home equity loan comes with additional costs and requirements that can make it a less convenient option if you're in need of funds. You'll need to have ...

Do cash-out refinances have lower credit score requirements than HELOCs or home equity loans? Yes, since cash-out refinances are the primary mortgage on a home, lenders can be willing to grant ...

Every lender has slightly different qualifications for home equity loans and HELOCs, but you can expect to meet general requirements around your credit score, debt-to-income ratio and level of ...

A home equity loan is a type of secured loan that turns ... Many lenders waive HELoan and HELOC closing costs if you meet their requirements, and some offer promotional rates that can lower ...

APRs on Discover home equity loans vary by credit score and qualification requirements. You will need a credit score of at least 620 points and a DTI ratio of no more than 43%. Discover loans are ...