Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

As of the third quarter, Americans owe $1.23 trillion in credit card debt, an all-time high, the New York Fed says.

HELOC rates could fall in 2026 if the Fed rate-cutting trend continues, but there are other possibilities, too.

A home equity line of credit lets you borrow against your home's value to access cash as needed. Some or all of the mortgage lenders featured on our site are advertising partners of NerdWallet, but ...

Home equity loans and home equity lines of credit (HELOCs) have lower interest rates than credit cards. That can lead some homeowners to use them to pay down large credit card bills. But this method ...

Fed rate cuts have helped substantially reduce HELOC costs. Here's what a $50,000 HELOC can cost monthly right now.

Banks are pitching home-equity lines of credit as a cheaper form of borrowing as Federal Reserve rate cuts could lower HELOC rates to the mid-6% range, according to one estimate An increasing number ...

Home equity rates barely budged heading into the final Federal Reserve meeting of 2025. The $30,000 home equity line of ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. A home equity loan allows you to access the ownership stake you've built in your home to accomplish your financial goals. Home ...

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...

HELOCs might seem like an easy way to turn rising home equity into cash, especially when you’re struggling to make more than ...