Most credit cards have a variable rate, which means there's a direct connection to the Federal Reserve's benchmark. And yet, ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

This debt relief strategy could have a big impact on a $50,000 debt, especially in today's high-rate environment.

Unsecured loans are available as revolving debt — a credit card — or an installment loan, like a personal or student loan. Installment loans require you to pay back the total balance in fixed ...

Both of these options help eliminate unsecured debts, but they hurt your credit and are typically a last resort. 0% balance transfer credit card Credit counseling DIY debt payoff strategies Debt ...

Also known as debt settlement, debt relief involves negotiating with creditors to settle for a payment that is less than what ...

Put yourself on a strict spending diet. Just knowing you are not sitting on the edge of financial doom will give you the courage to endure short-term sacrifice. All you need now is persistence and ...

What is an unsecured loan? It’s a loan that doesn’t require collateral. Learn how it works, who qualifies and the pros and cons.

By restructuring debt, you may be able to pay it down more quickly. You can do this by refinancing debts, perhaps by ...

According to analysts, there is a change in the spending pattern among customers amid the rising household debt ...

One of the biggest pros of consolidating debt with a personal loan is the chance to lock in a lower interest rate. If your ...