The 50/30/20 rule is a popular budgeting technique. Use NewsNation's calculator to figure out how to spend your money.

The accounts with an annual percentage yield (APY) several times the national average rate receive the highest scores. Accounts with the lowest APY offering (under 1%) earn the least points.

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

The secret to saving success is compound interest. Over the long-term this earns you interest on the interest on your savings and boosts your returns. The secret to investment success is ...