Freddie Mac’s latest Primary Mortgage Market Survey (PMMS) shows the average 30-year fixed-rate mortgage (FRM) fell to 6.15% this week.  “After sta

Mortgage rates remain steady near 6.4% as analysts predict a 14% increase in 2026 home sales and tighter mortgage spreads.

The two main factors currently influencing mortgage rates — inflation and the labor market — are pulling in opposite directions. What does that mean for homebuyers?

The average long-term mortgage rate rose to 6.16%, mortgage buyer Freddie Mac said Thursday. That’s up slightly from 6.15% last week, when the average rate dropped to its lowest level since October 3, 2024. One year ago, the rate averaged 6.93%.

Inventory is back to normal and mortgage rates are forecast between 5.75% and 6.75%, shaping a steadier housing market in 2026.

But now let's look ahead to 2026. Sellers and estate agents will be required to provide buyers with more details about a property upfront. The government is also consulting on introducing mandatory qualifications and a new code of practice for estate, letting and managing agents.

Everything Americans thought they knew about personal finance was upended when the Federal Reserve started aggressively hiking interest rates to cool post-pandemic inflation. After more than a decade of ultralow rates,