One of the biggest mistakes is entering retirement without a clear, actionable plan. Many underestimate future expenses, ...

The 4% rule is a strategy that was introduced decades ago, and its goal is to preserve retirement savings. The 4% rule has ...

Having a plan really does pay off. Research from T. Rowe Price found that individuals with a formal financial plan had two to ...

Proper retirement planning not only optimizes your budget and living circumstances, it can also boost your longevity, ...

A. Every year, the IRS adjusts contribution limits for various retirement accounts; 2026 contribution limits are rising due ...

Target-date funds (TDFs) have become a retirement staple due in large part to their ability to lift an enormous burden off ...

Retirement planning isn’t about perfection. It’s about resilience, clarity, and the confidence that you can handle whatever ...

Only six in ten respondents to a new survey feel that their future is financially secure, a decline from last year’s results. Women, older near-retirees, and younger retirees reported the largest ...

Paying Social Security taxes on my income isn't something I particularly enjoy doing. But I realize that it's a necessary ...

Consolidation intensifies as firms like Captrust dominate retirement plan assets, while smaller RIAs struggle to access the ...

The IRS has announced updated cost-of-living adjustments for retirement plan contribution limits that will take effect in 2026. The changes apply ...

A major reason not to set your retirement plan on autopilot: sequence of returns risk. A flexible strategy with cash reserves ...