Today’s HELOC & Home Equity Loan Rates: December 12, 2025

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

$50,000 home equity loan vs. $50,000 HELOC: This is the cheaper option after the December Fed rate cut

Not sure if a HELOC or home equity loan is more affordable? Here's which one is cheaper after this week's Fed rate cut.

The Fed could cut interest rates this week. Here's what happened to home equity loan rates the last two times it did that.

A Fed rate cut this week could be good for home equity borrowers. Here's what happened after the last two rate cuts.

Mortgage Rates Today, December 11, 2025: 30-Year Rates Rise to 6.27%

Explore current mortgage rates and what they mean for homebuyers.

Hometap Survey Finds 75% of Homeowners Want Alternatives to Traditional Mortgages and Home Equity Loans

A new survey from Hometap, the Boston-based financial technology company pioneering home equity financing solutions, finds that traditional lending doesn’t meet every homeowner’s needs today. While ...

The Fed just cut interest rates for the sixth time. Here’s why you’re not seeing much of a difference in your loans

Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight ...

As debt mounts, is it worth tapping a home equity line of credit?

As of the third quarter, Americans owe $1.23 trillion in credit card debt, an all-time high, the New York Fed says.
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Today’s HELOC & Home Equity Loan Rates: November 17, 2025

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

6 proven ways to get the lowest mortgage rate this winter

Don't accept the first rate you're quoted. With mortgage rates at 1-year lows, these six strategies — from credit tweaks to ...