To play this audio you need to enable JavaScript. It can be, but actually we often use it more metaphorically, especially where we can use the verb 'build' in that way. So, for example, my brother is ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

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