Most credit cards have a variable rate, which means there's a direct connection to the Federal Reserve's benchmark. And yet, ...

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off ...

Debt forgiveness programs can help consumers in debt work toward regaining their financial freedom by potentially reducing ...

This debt relief strategy could have a big impact on a $50,000 debt, especially in today's high-rate environment.

Fees: Texas laws allow debt relief companies to collect their fees only when the debt is settled. Fees vary by company, but ...

Unsecured loans are available as revolving debt — a credit card — or an installment loan, like a personal or student loan. Installment loans require you to pay back the total balance in fixed ...

The credit card debt relief process can take some time to complete. To get started, follow these steps: Meet with a debt relief specialist: Typically, you’ll talk to a debt specialist over the phone.

Put yourself on a strict spending diet. Just knowing you are not sitting on the edge of financial doom will give you the ...

Both of these options help eliminate unsecured debts, but they hurt your credit and are typically a last resort. 0% balance transfer credit card Credit counseling DIY debt payoff strategies Debt ...

Most personal loans, such as credit card debt and renovation loans, are unsecured loans not backed by collateral. Motor vehicle loans are considered secured loans as the car can be repossessed by ...

CLEVELAND, Ohio (WOIO) -Organizations that help people dig out of debt say nearly half of the clients they’re helping now are millennials, who have double the budget deficits they used to face, and ...