Paddling in the Strait of Magellan, Adrián Simancas was caught in a humpback’s lunge. “I realized that I was in something’s mouth and I had been eaten,” he said. By John Bartlett and ...

The card earns bonus points for travel and dining-related spending, which can be redeemed for more value through Chase. It piles on the perks, too, but they come at a price. With a big sign-up ...