Pay Later plans could help build your credit history, but missing a payment could hurt your credit score later on.

The credit score you need will vary depending on the type of loan. A score of 620 is a "fair" rating, but people applying for ...

Mortgage lenders weigh your credit score heavily when deciding whether to approve your application and what rate to offer you. Your credit score is a three-digit number that can range from 300 to 850.

Even if you live in a state with Speedway stores, you probably won’t want the Speedway credit card on account of its poor ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of ...

The Chase Sapphire Preferred® Card is one of the best travel rewards credit cards on the market, offering cardholders a lucrative welcome bonus of 60,000 points after they spend at least $4,000 ...

Lifetime-free credit cards often come bundled with a bouquet of entry-level benefits that are adequate enough to lure folks who are new to credit and first-time credit card applicants. Some ...

Emily is a freelance personal finance journalist and contributor to Newsweek. Her other publications include U.S. News & World Report, Forbes Advisor, USA Today and Buy Side from the Wall Street ...

Mary Beth is a freelance writer for Newsweek’s personal finance team. She specializes in explaining the ins and outs of mortgages and other loans, helping people to use debt wisely and build ...

MoneySense is an award-winning magazine, helping Canadians navigate money matters since 1999. Our editorial team of trained journalists works closely with leading personal finance experts in Canada.