You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...

Pay Later gains traction, experts warn that rising defaults could hurt consumers’ credit scores, stressing the need for ...

FICO is the first major credit score provider to incorporate BNPL information into its credit scores, the company said in a ...

FICO is launching new credit scoring models that will track buy-now-pay-later payments for the first time. With 90 million Americans using BNPL services, late payments could soon damage credit scores ...

FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...

If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to ...

Starting this fall, buy now, pay later (BNPL) loans — the fast, flexible way to split up purchases over time — will be added ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

BNPL companies like Afterpay and Klarna will begin reporting users’ loans and payments to FICO, the company behind the most ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

BNPL lending, more broadly, has come under criticism for encouraging credit-poor consumers to load up on debt through multiple loans. However, supporters of the FICO change say it will help people ...

The rise of Buy Now, Pay Later (BNPL) services has provided American consumers with a flexible way to make purchases by ...