Ripple (XRP) has been a pioneering force in cryptocurrency, often highlighted for its use in cross-border payments. But as Ripple matures, analysts say its days of explosive returns may be behind it.

While global benchmark Brent crude futures have risen as much as 18% since June 10, hitting a near five-month high of $79.04 on Thursday, the S&P 500 has been little changed, following an initial drop ...