Debt consolidation can simplify payments and save on interest. Debt consolidation involves applying for a low-interest loan or credit line and using it to repay more expensive deb ...

Fees: Texas laws allow debt relief companies to collect their fees only when the debt is settled. Fees vary by company, but ...

The credit card debt relief process can take some time to complete. To get started, follow these steps: Meet with a debt relief specialist: Typically, you’ll talk to a debt specialist over the phone.

Debt settlement has major risks but can be a last-ditch option for those buried in debt. U.S. News provides advice on which ...

According to the Experian survey, nearly a quarter of those surveyed (23%) say they have a financial Cinderella story with the most respondents (41%) considering saving money every paycheck or every ...

Pursuing certain types of credit card debt relief could have a big impact on your taxes. Here's what you need to know.

For example, some taxpayers opt to ignore IRS notices completely, hoping the problem will somehow disappear. Others rush to ...

Earning a college degree is seen as a key component of the American dream, but that achievement often comes at a steep cost. The average student loan debt among recent college graduates who ...

Qualifying for credit card debt forgiveness is the first step. Here's what borrowers should consider doing next.

Read U.S. News' review of best debt settlement companies and compare interest rates, fees and terms to find the best option ...

The American Federation of Teachers filed a lawsuit seeking to force the department to accept and process applications for repayment plans.

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