Home equity line of credit (HELOC) and home equity loan interest rates have been trending downward in 2025, creating valuable ...

Higher interest rates and debt levels, along with pandemic-led disruptions to jobs and incomes, have made it more difficult ...

Home equity borrowing can be more cost-effective than the alternatives, but there are other reasons to shop around.

Before borrowing with a home equity loan now, homeowners should consider the answers to these three questions.

For many borrowers, a HELOC has clear advantages over a home equity loan right now. Here are three to consider.

Are you swimming in credit card debt? With the average interest rate of more than 22 percent, you may want to check out one ...

Homeowners facing a negative credit shock collectively hold an estimated $731 billion in home equity that they may be unable to access due to credit constraints. High interest rates significantly ...

HELOCs and home equity loans are down substantially from the highs reached at the beginning of 2024, with HELOC rates hitting ...

As a homeowner, you likely have a lot more equity in your house than you did just a few years ago. U.S. homeowners gained almost $3 trillion in equity in ...

Financial experts at "Splitero" say, in 2024, lenders issued more than 671,000 Home Equity Lines of Credit. You could use a loan like this to pay off your credit card debt. RELATED: Industry ...

Caroline BasileMortgages and Student Loans Deputy Editor Caroline Basile ... If you’ve built sufficient equity in your home, a home equity line of credit (HELOC) can be a good option to access ...