A personal loan refers to unsecured debt in which a person may borrow for several purposes, like consolidation and repayment of debts. Interest rates in personal loans are comparatively lower than ...

Debt forgiveness programs can help consumers in debt work toward regaining their financial freedom by potentially reducing ...

Debt consolidation can simplify payments and save on interest. Debt consolidation involves applying for a low-interest loan or credit line and using it to repay more expensive deb ...

Fees: Texas laws allow debt relief companies to collect their fees only when the debt is settled. Fees vary by company, but ...

The credit card debt relief process can take some time to complete. To get started, follow these steps: Meet with a debt relief specialist: Typically, you’ll talk to a debt specialist over the phone.

There is also another way of building creditworthiness even when you don’t own a credit card. You can obtain a small loan ...

Sixty percent of cardholders carry credit card debt every month, according to Federal Reserve Bank of New York data.