How does an I bond earn interest? I savings bonds earn interest monthly. Interest is compounded semiannually, meaning that every 6 months we apply the bond’s interest rate to a new …

Sep 1, 1998 · The I Bonds Rates Table contains all fixed rates, inflation rates, and composite rates for all Series I savings bonds issued. The interest rate on a Series I savings bond …

Oct 31, 2025 · Series I bonds will pay 4.03% through April 2026, the U.S. Department of the Treasury announced Friday. The latest I bond rate is up from the 3.98% rate offered through …

Nov 3, 2025 · I Bonds are savings bonds that earn interest through a combination of a fixed rate and an inflation-adjusted rate, and they’re not subject to market fluctuations or state and local …

Aug 21, 2025 · What are I bonds? I bonds are U.S. savings bonds that are designed to protect against inflation. The interest rate you earn is calculated based on the inflation rate plus a fixed …

Nov 1, 2025 · Any speculation or conjecture should be taken with a grain of salt, and is NOT investment advice. That said, Your Treasury Direct will try to aggregate and share early …

Dec 1, 2025 · Series I bonds differ in how they earn interest. While CDs offer a fixed rate for the entire term, I bonds combine a fixed rate with a variable, inflation-adjusted rate that resets …

Aug 8, 2025 · The current rate on I-bonds is 3.98%, putting it under some of the best high-yield savings accounts, but I-bonds are still seen as attractive investments for certain situations.

Feb 5, 2025 · I bonds are a type of treasury bond that essentially allows you to lend money to the federal government and earn interest on repayments. I bonds are backed by the U.S. …

Oct 26, 2023 · The Series I bond is one type of government issued savings bond. Here's how I bonds work, their benefits, risks and how they potentially fit into an investment strategy.