XRP has Bitcoin 2014 potential right now, and the CEO of BlackRock explains why Tokenization sounds like jargon. On the XRP Ledger it is already running with real billions. Stripped down, it means stocks, bonds, funds and other assets get moved onto a blockchain, where they can be transferred and traded around the clock in seconds. Larry Fink, who runs the world's largest asset manager at 15.3 trillion dollars, calls it the next major disruption in finance, on the scale of ETFs back in the day.