11 Common Defenses To Debt Collection Lawsuits
11 Common Defenses To Debt Collection Lawsuits
May 29, 2020
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If a debt collection agency can’t prove you legally owe the debt, they can’t keep it on your credit report. ✅ Pull your credit reports and check if the collection is marked late or open. ✅ Request debt validation directly from the collection agency (ask for the purchase agreement). ✅ If they don’t respond in 35 days, send dispute letters to the credit bureaus for deletion. Know your rights and protect your credit score. 📈 Follow for more credit tips that actually work. #creditrepair #creditrepo
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If a debt collection agency can’t prove you legally owe the debt, they can’t keep it on your credit report. ✅ Pull your credit reports and check if the collection is marked late or open. ✅ Request debt validation directly from the collection agency (ask for the purchase agreement). ✅ If they don’t respond in 35 days, send dispute letters to the credit bureaus for deletion. Know your rights and protect your credit score. 📈 Follow for more credit tips that actually work. #creditrepair #creditrepo
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