I’m ~$245,000 in debt by 28. No scam. No emergency. Just my own decisions. Cars I didn’t need. A motorcycle I barely rode. Partying like money was infinite. Traveling on credit and calling it “life.” I gave money away to feel generous while quietly bleeding myself dry. I started a business I believed in. Legal issues killed it early. Instead of stopping, I used debt to “buy time.” That’s when interest took over. Paying off old debt with new debt. Snowballing faster than I wanted to admit. Here’s
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